Car Accident: 8 Things You Should Never Take Lightly
Thousands of South Carolina residents suffer car accidents each year, especially those living in urban centers like Charleston. The Highway Safety Statistical Services recorded 2050 car accidents in the city in 2019. In 2020, the number dropped slightly to 1505, but victims still suffered many injuries and fatalities.
Such tragedies can happen to anyone, be it the driver, pedestrian, or passenger. Because accidents are unexpected, victims suffer immense physical and emotional trauma.
There are many legal aspects to car accident cases. You want to be able to assert your rights and pursue compensation. If you are involved in an accident, experts recommend taking crucial precautions to protect your safety and rights. Furthermore, a Charleston auto accident lawyer can guide you through the dos and don’ts and provide legal representation.
With that aside, here are a few things you should take seriously if you get into a car accident.
Police report
Never leave the scene of an accident without making a police report. Call 911 so the operator can send EMTs and officers to treat injuries and record the incident. While at the scene, talk to the responding officers to determine if they’ll be filing an official report so you can get a copy.
Police reports are not considered evidence in South Carolina car accident cases. However, they can help determine the basis for liability, track down witnesses, and determine damages. Get the officer’s badge number and station name so you can reach out later.
Accident pictures and other details
Evidence disappears first after an accident; get it as soon as possible. Use your smartphone’s camera and voice feature to take photos, videos and record what you see about the accident.
Take photos of your injuries, roadside debris, torn clothes, broken traffic lights, side rails, etc. Record the number plates of the vehicles involved in the accidents and their damages.
Witness statements
See if third-party witnesses are inclined to share their contact information and what they observed about the incident. Their statements help fill some of the gaps in your information. Talk to them before they leave because third-party witnesses don’t stay around long.
The other driver’s insurance information
Get the information of the drivers involved in the incident, including their name, phone number, address, vehicle plates, registration, and insurance papers. If their names and vehicle registration don’t match, determine their relationship with the car owner. While talking to them, don’t be angry or let them bully you.
Don’t admit guilt, no matter how you feel about the accident. Also, don’t contact the at-fault party’s insurer in haste. In fact, you better have a lawyer to protect your rights.
Medical records
Get treatment for your injuries, no matter how small. The EMTs will provide emergency treatment and record your injuries. They may also ask you to accompany them to the hospital. The EMTs report, hospital medical scan, and bills will boost your claim.
You may even need psychotherapy to cope with the shock of the incident. Evidence of therapy sessions can help argue a strong case for compensation for emotional distress. Follow your doctor’s healing plan and document the process. Even the costs of traveling to and from doctor appointments are essential.
Sharing personal information
The other driver may ask for your insurance information but don’t give them anything more. They don’t need your phone number, social security number, email, or driver’s license. Also, don’t discuss your insurance coverage. It’s best to leave your lawyer in charge of the case.
Notifying your insurance company
Notifying your insurer about the accident is essential, even if you weren’t at fault. Of course, the at-fault driver may have insurance, but it may not be enough to cover all your damages.
Your insurance claims manager can let you know your options, including if your policy can cover some of the damages. Therefore, never leave an accident scene without notifying your insurer. But get ready first. Don’t call them whilst in shock or distress. You want to be calm and collected when making the call.
Legal representation
As already mentioned, legal representation is vital after a car accident. You don’t want to be blamed for the accident if you were not the cause. South Carolina uses modified comparative negligence standards, meaning you can’t claim anything if you are more than 50 percent at fault. Contact a lawyer as soon as possible after your accident.
An auto accident lawyer can help you protect your property and fight for the compensation you so rightfully deserve. They will help with evidence gathering, settlement determination, negotiation, and litigation. Car accident lawyers also provide emotional support. They can guide you toward resources and support groups for car accident victims.
Wrap-Up
Taking crucial precautions after a car accident can protect your safety and rights. This is important, be it a minor or major accident. Experts recommend moving to safety, checking for injuries, contacting the authorities, and collecting evidence. Above all, hire a lawyer.
Working with an auto accident lawyer can help you obtain compensation, depending on your share of liability for the accident. Speak with a qualified auto accident lawyer and start your claim process.
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